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Do Ты have any tips for me to be good with my money when I start my job?

I am starting a job (Apprenticeship) soon and I want tips on how to not spend every penny I earn because I want to save for my future, so I don't stress when certain events happen.
 KezziRose1996 posted Больше года
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legend_of_roxas said:
Ты should come up with a plan and stick with it. Your plan will depend on whether Ты live with your parents, live on your own, или live with a roommate или roommates. Plan out on how much Ты need to spend on what. First figure out what Ты need to spend on food, bills, clothing, rent, and other expenses that Ты absolutely have to pay for. Then Ты have to figure out how much Ты can spend on entertainment like going out with your Друзья to the Фильмы или other stuff Ты like to do. Don't spend too much money on stuff like that, because Ты should put as much money as Ты can into your savings. A good way to save money is to keep it in a bank, or, if Ты don't have a banking account или you're just еще traditional, Ты can put your saving money into a jar and lock the jar up somewhere.
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posted Больше года 
Riku114 said:
Step 1) Come up with a good plan to save your money
Step 2) Plan to spend only a small portion of your money Ты earn
Step 3) Think Ты are doing a good job
Step 4) KPop decides your plans were funny
Step 5) Spend all your money on merch, albums, and possible future concerts

Dont resist. Its futile.
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 Step 1) Come up with a good plan to save your money Step 2) Plan to spend only a small portion of your money Ты earn Step 3) Think Ты are doing a good job Step 4) KPop decides your plans were funny Step 5) Spend all your money on merch, albums, and possible future concerts Dont resist. Its futile.
posted Больше года 
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Okay okay okay
Riku114 posted Больше года
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And is only somethign Ты can do if Ты can beat KPop's ability to suck Ты dry of all your money :v XD
Riku114 posted Больше года
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Good luck with your money XD
Riku114 posted Больше года
MaxandMart said:
The best way to be good with your money is:
1. Record every penny coming in and out - if Ты have a bank account - make sure that Ты reconcile the statement each month. For the cash on hand have a good idea about how much Ты have.
2. I know when I start a job, I want to buy my lunches at the near by rest. / deli / etc. Try to avoid this - take a lunch with Ты - lunches out really add up.
3. If the work place is far away, try to team up with someone that has the same schedule as Ты do - save on transport.
4. Before Ты go to spend your money - make a Список and try to stick to items on it - of course if there is something that Ты buy quite often and Ты see it is on sale - try to buy a little extra.
5. Take a small calculator with Ты when Ты Магазин - sometimes the larger sized items are cheaper per unit - but sometimes it may not be.
6. If Ты have credit (or debit) cards - try not to use them for every transaction. Check with the bank - certain accounts may have transaction fees - some may be unlimited, etc. As far as the credit card is concerned - make sure Ты pay it off each month.
7. If Ты have to work shifts - find out if there are shift premiums. If there are - then try to take the shifts with the highest rate - some places that may be the Sunday shift (if it is not against your religion).

These are just a few to start off with - good luck - I hope things work out well for you.
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posted Больше года 
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