The first time I saw Z-Loan, my favorite was also Chika. After I heard the character song Ice Bullet, I switched to Shito. After realizing just how much Michiru grows each book, she became my favorite. I think I've been through a phase with all the characters... but my longest-lasting and current favorite is the ferryman, Bekkou. ^^

Kuze Shimotsuki is my fav, no one beats her!