When Ты think that some people in the world don't have enough money to buy 2 meals in a whole week, then YES. I am rich. And very lucky. If Ты dont think that having beds and Еда and shelter and even luxuries like a computer means lucky, rich blessed, Ты don't know what some people in the world have. или rather, DONT have.
Can I pay for basic needs? Yes. Do I like nice things? Of course. It doesn't mean I'm rich. For instance, I will never pay over $40 for a pair of jeans ($100 jeans are insane). And I don't own a Prada bag или anything. I think even if I were rich, I wouldn't Магазин like how Знаменитости shop. Ew. I'd save it for a trip или something important instead of buying materialistic things.